:root{
  /* Navy & Stone palette */
  --navy:#1E2B3A;      /* primary: Harbor Navy */
  --navy-2:#2A3A4D;    /* tint of primary for dark cards */
  --slate:#5F6B76;     /* secondary: Slate Stone (body-muted text, AA on white & parchment) */
  --copper:#AD5A24;    /* accent: Cairn Copper (white text on it = 4.9:1) */
  --copper-d:#8F4A1D;  /* darker copper for small text/links on light bg */
  --limestone:#D9D2C5; /* neutral: Weathered Limestone */
  --sand:#F6F3EE;      /* background: Parchment */
  --white:#fff; --text:#1E2B3A; --muted:var(--slate); --line:#E4DED3;
  --radius:10px; --max:1120px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;color:var(--text);line-height:1.65;font-size:17px;background:var(--white)}
h1,h2,h3{font-family:Montserrat,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;font-weight:700;line-height:1.2;color:var(--navy);margin:0 0 .6em}
h1{font-size:clamp(2.1rem,5vw,3.4rem);color:var(--white);letter-spacing:-.01em}
h2{font-size:clamp(1.6rem,3.2vw,2.3rem)}
h3{font-size:1.15rem}
p{margin:0 0 1em}
a{color:var(--copper-d)}
.container{max-width:var(--max);margin:0 auto;padding:0 22px}
.narrow{max-width:800px}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.8rem;font-weight:700;color:var(--copper-d);margin-bottom:.6em}
.eyebrow.light{color:var(--limestone)}
.small{font-size:.88rem;color:var(--muted)}
.center{text-align:center}

/* Header */
.site-header{position:sticky;top:0;z-index:10;background:rgba(30,43,58,.97);border-bottom:3px solid var(--copper)}
.nav{display:flex;align-items:center;justify-content:space-between;height:78px}
.brand{color:var(--white);font-weight:800;font-size:1.2rem;text-decoration:none;letter-spacing:.02em}
.nav-links{display:flex;gap:22px;align-items:center}
.nav-links a{color:#d8dee6;text-decoration:none;font-size:.95rem;font-weight:500}
.nav-links a:hover{color:var(--white)}

/* Buttons */
.btn{display:inline-block;background:var(--copper);color:var(--white)!important;padding:14px 26px;border-radius:6px;font-weight:700;text-decoration:none;border:2px solid var(--copper);cursor:pointer;font-size:1rem;transition:background .15s}
.btn:hover{background:var(--copper-d);border-color:var(--copper-d)}
.btn-small{padding:8px 16px;font-size:.9rem}
.btn-ghost{background:transparent;border-color:var(--limestone)}
.btn-ghost:hover{background:rgba(255,255,255,.08);border-color:var(--white)}
.btn-full{width:100%;font-size:1.05rem}

/* Hero */
.hero{background:
  linear-gradient(135deg,rgba(30,43,58,.96) 0%,rgba(42,58,77,.93) 60%,rgba(70,82,95,.92) 100%),
  repeating-linear-gradient(90deg,transparent 0 79px,rgba(255,255,255,.04) 79px 80px),
  repeating-linear-gradient(0deg,transparent 0 79px,rgba(255,255,255,.04) 79px 80px);
  background-color:var(--navy);color:#E9ECEF;padding:110px 0 100px}
.hero-inner{max-width:860px}
.hero .eyebrow{color:var(--limestone)}
.lead{font-size:clamp(1.1rem,2vw,1.3rem);color:#E4E8EC;max-width:720px}
.hero-actions{display:flex;flex-wrap:wrap;gap:14px;margin:30px 0 22px}
.hero-note{font-size:.95rem;color:#C2CAD2;max-width:620px}

/* Sections */
.section{padding:90px 0}
.section-alt{background:var(--sand)}
.section-dark{background:var(--navy);color:#dbe2ea}
.section-dark h2,.section-dark h3{color:var(--white)}

/* About */
.about{display:grid;grid-template-columns:1.3fr 1fr;gap:56px;align-items:start}
.about-values{display:grid;gap:16px}
.value{background:var(--sand);border-left:4px solid var(--copper);border-radius:var(--radius);padding:20px 22px}
.value h3{margin-bottom:.3em}
.value p{margin:0;color:var(--muted)}

.checklist{list-style:none;padding:0;margin:1.2em 0 0}
.checklist li{position:relative;padding-left:32px;margin-bottom:.7em}
.checklist li::before{content:"";position:absolute;left:0;top:.35em;width:18px;height:18px;border-radius:4px;background:var(--copper)}
.checklist li::after{content:"";position:absolute;left:6px;top:.5em;width:5px;height:9px;border:solid #fff;border-width:0 2.5px 2.5px 0;transform:rotate(45deg)}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:4px 32px}

/* Cards */
.cards{display:grid;gap:22px;margin-top:34px}
.cards.three{grid-template-columns:repeat(3,1fr)}
.cards.four{grid-template-columns:repeat(4,1fr)}
.card{background:var(--white);border:1px solid var(--line);border-top:4px solid var(--copper);border-radius:var(--radius);padding:26px 24px;box-shadow:0 2px 10px rgba(31,42,55,.05)}
.card p{color:var(--muted);margin:0}
.icon{width:46px;height:46px;border-radius:50%;background:#F4E7DD;color:var(--copper-d);display:flex;align-items:center;justify-content:center;font-size:1.35rem;margin-bottom:14px}
.fit{margin-top:44px;background:var(--white);border-radius:var(--radius);padding:30px 32px;border:1px solid var(--line)}

/* Steps */
.steps{list-style:none;padding:0;margin:40px 0 0;display:grid;gap:18px}
.steps li{display:flex;gap:22px;align-items:flex-start;background:var(--navy-2);border-radius:var(--radius);padding:24px 26px;border-left:4px solid var(--copper)}
.steps h3{margin-bottom:.3em}
.steps p{margin:0;color:#CBD2D9}
.step-num{flex:0 0 44px;height:44px;border-radius:50%;background:var(--copper);color:#fff;font-weight:800;font-size:1.2rem;display:flex;align-items:center;justify-content:center}

/* FAQ */
details{border-bottom:1px solid var(--line);padding:4px 0}
details:first-of-type{border-top:1px solid var(--line);margin-top:26px}
summary{cursor:pointer;list-style:none;font-weight:700;font-size:1.08rem;color:var(--navy);padding:18px 40px 18px 0;position:relative}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";position:absolute;right:6px;top:12px;font-size:1.6rem;color:var(--copper);font-weight:400}
details[open] summary::after{content:"\2013"}
details p{color:var(--muted);padding-right:30px}

/* Contact */
.contact{display:grid;grid-template-columns:1fr 1.25fr;gap:56px;align-items:start}
.contact-list{list-style:none;padding:0;margin:1.4em 0}
.contact-list li{margin-bottom:.5em}
.contact-form{background:var(--white);padding:32px;border-radius:var(--radius);border:1px solid var(--line);box-shadow:0 6px 24px rgba(31,42,55,.08)}
.contact-form .row{display:grid;grid-template-columns:1fr 1fr;gap:0 16px}
.contact-form label{display:block;font-weight:600;font-size:.92rem;color:var(--navy);margin-bottom:16px}
.opt{font-weight:400;color:var(--muted)}
.contact-form input,.contact-form select,.contact-form textarea{display:block;width:100%;margin-top:6px;padding:12px 13px;border:1px solid #C9C1B3;border-radius:6px;font:inherit;font-size:1rem;background:#FDFCFA;color:var(--text)}
.contact-form input:focus,.contact-form select:focus,.contact-form textarea:focus{outline:2px solid var(--copper);border-color:var(--copper)}
.hidden-field{position:absolute;left:-9999px}

/* Footer */
.site-footer{background:#172230;color:#aeb8c4;padding:36px 0;text-align:center}
.site-footer strong{color:#fff}
.site-footer .small{color:#A9B3BD;max-width:720px;margin:0 auto .6em}

/* Responsive */
@media (max-width:960px){
  .cards.four{grid-template-columns:repeat(2,1fr)}
  .about,.contact{grid-template-columns:1fr;gap:36px}
}
@media (max-width:760px){
  .nav-links a:not(.btn){display:none}
  .cards.three,.cards.four,.two-col,.contact-form .row{grid-template-columns:1fr}
  .section{padding:64px 0}
  .hero{padding:72px 0 64px}
  .contact-form{padding:22px}
  .steps li{padding:20px;gap:16px}
  .fit{padding:24px 22px}
  .hero-actions .btn{width:100%;text-align:center}
}

/* Brand mark + additions */
.brand{display:inline-flex;align-items:center}
.site-header .logo{height:60px;width:auto;display:block}
.footer-brand .logo{height:76px;width:auto;display:block;margin:0 auto}
.section-intro{max-width:720px;color:var(--muted);font-size:1.05rem}
.states-line{background:var(--sand);border-radius:var(--radius);padding:14px 18px;font-size:.98rem}
.footer-brand{margin:0 0 1em}
.section-alt .card{background:var(--white)}
@media (max-width:760px){ .site-header .logo{height:48px} .nav{height:68px} }